VinFast‘s new Total Cost of Ownership Calculator helps buyers compare the long-term costs of EVs and gasoline vehicles, turning one of electric mobility’s biggest promises into personalized figures that support smarter purchasing and financial decisions.

VF 6 Earth delivers significant potential savings in total ownership costs compared with a comparable gasoline vehicle in India

In this day and age, a car buyer comparing models can find horsepower, cargo space, and safety ratings in minutes. What is much harder to see is which vehicle will actually cost less to own after years of loan payments, fuel bills, and maintenance. Those factors make up a vehicle’s total cost of ownership (TCO), a metric that encompasses all expenses incurred throughout the ownership period.

That information gap has become increasingly important as electric vehicles move into the mainstream. While EVs are widely promoted for their lower operating costs, consumers can still struggle to translate those promises into their own finances. For example, how much can an EV really save after five years? The answer depends on how far people drive, how long they keep the vehicle, and even how they choose to finance it.

VinFast is betting that making those calculations easier and more transparent could help more buyers make the switch.

The Vietnamese EV maker has introduced a Total Cost of Ownership (TCO) Calculator, initially across its Asian markets, giving consumers a way to compare the long-term economics of electric vehicles with gasoline cars and even rival EVs based on their own driving habits. Rather than comparing sticker prices alone, consumers can see the cumulative financial impact of ownership, including financing and running costs, over several years.

On the web-based tool, users simply enter basic information such as the vehicle model, monthly mileage, battery ownership option, and expected ownership period to receive a personalized cost projection. Within seconds, the calculator estimates monthly payments, monthly energy costs, and total ownership costs before showing how much an owner could save over the chosen period compared with comparable internal combustion vehicles and even other EVs.

For example, a buyer in the India selecting a VF 6 Earth, driving 2,000 km per month over five years, would see an estimated total ownership cost of INR 1,782,655. Under the same assumptions, the calculator estimates a comparable gasoline vehicle would cost INR 2,464,371 over the same period, representing potential savings of INR 681,716, or about 28%.

Beyond product marketing, the TCO tool also functions as a financial planning tool, helping households, commuters, and commercial users forecast transportation expenses before making a purchase. That approach is particularly relevant in emerging EV markets, where energy-saving technologies often face adoption challenges because of higher upfront purchase prices despite offering long-term financial benefits. Consumers may not always realize that, over time, reduced energy consumption can offset much or even all of that initial price premium.

Research suggests that making those savings more transparent can influence purchasing decisions. One survey found that simply showing consumers five-year fuel savings had little effect on vehicle preferences, whereas providing total cost of ownership information increased the likelihood that buyers of small and mid-sized cars would choose hybrid and battery electric vehicles over gasoline models.

More recently, Deloitte’s 2026 Global Automotive Consumer Study found that 52% of U.S. consumers considering an EV cited lower fuel costs as their primary motivation, while 40% said overall vehicle cost remains one of their biggest concerns. The findings suggest buyers are increasingly evaluating vehicles based on lifetime ownership economics rather than purchase price alone.

For automakers, that means helping consumers understand lifetime ownership economics may become as important as communicating battery range or performance.

For VinFast, the calculator reflects that evolution. Instead of asking consumers to take its claims of lower ownership costs at face value, the company is giving them a tool to test different scenarios themselves, turning one of the industry’s most common selling points into something measurable, personalized, and easier to act on.